Commercial Property Tax Loans (Texas)
Protect your property, tenants, and cash flow.
When commercial property taxes fall past due in Texas, penalties, interest, attorney fees, and court costs can pile up fast—often approaching nearly 47% above the original tax bill. That strain can threaten working capital, vendor relationships, and even trigger a tax suit or foreclosure. You don’t have to let that happen.
We Pay Property Taxes can help—fast.
We pay your delinquent commercial property taxes now, and you repay over time with a monthly payment designed to fit your cash flow—no pre-payment penalty. Our consultative team assesses your situation and crafts a practical, compliant solution to stabilize the asset and stop the spiral.
Why Texas owners choose us
- Speed When It Matters Decisions typically in 1 hour; we coordinate the payoff to the county upon final approval
- Cash-Flow Friendly Terms Predictable monthly payments; pay off early anytime
- Transparent Pricing Competitive, straightforward fees; no surprises
- Hands-On, Guided Process Secure e-sign + document upload; we handle county coordination
- Statewide Reach Support in all 254 Texas counties
- Urgent Files Welcome Tax suit, foreclosure notices, or auction timelines? We can fast-track.
Se habla español.
Explore Our Loan Programs
Who we help
Office, retail, industrial, flex
Multifamily (5+ units) and mixed-use
Hospitality and special-use (incl. religious/nonprofit properties)
Land and development sites
Single-tenant NNN and owner-occupied buildings
How it works
Apply (3–5 minutes)
Share basics about the property, the tax year(s), and ownership structure—no obligation.
Fast Assessment (~24 Hours)
Your commercial account officer reviews options, outlines terms, and sends a simple checklist.
Finalize & Fund The payoff
We pay the county directly and address eligible penalties/fees tied to the tax payoff.
Stabilize Your Asset
Make one manageable monthly payment while you execute your plan (operate, refinance, or sell).
What you’ll need
To keep things moving quickly, please have the following ready (some items vary by entity type and county):
- Government-issued ID for authorized signers
- EIN / Tax ID
- Entity documents (Operating/Company Agreement, Articles/Certificate of Formation)
- Company Resolution authorizing the loan
- Texas Comptroller Certificate of Good Standing (if applicable)
- Most recent income statement (P&L) and, if available, balance sheet
- Current rent roll and T-12 (for income-producing assets)
- Latest mortgage statement (if encumbered)
- Latest tax statement and/or county delinquency notice
Don’t have everything on hand? No problem—your account officer will guide you.
Smart ways owners use this
- Bridge to refinance or sale without distressed timing
- Protect occupancy and operations while preserving working capital
- Avoid legal escalation and county collection costs
- Consolidate multiple delinquent years into one manageable plan
Ready to regain control?
Apply Now — quick, no-obligation application.
Prefer to talk? Call a commercial specialist at 833-937-2982.
Recently Funded
Estate/Probate Payoff — Heirship In-Process
$12,775 (County Payoff)
Travis County, TX
Reason — Inherited home; probate delayed direct payment to county.
Performance — Worked with title to document heirship, funded immediately after verification; penalties stopped; heirs received clean path to title.
Investor Portfolio — Business Purpose (Duplex)
$7,300 (County Payoff)
Tarrant County, TX
Reason — Preserve cash for tenant turns and repairs.
Performance — Business-purpose approval, no appraisal; funded in 72 hours; combined prior + current year into one predictable payment.
Commercial Shop — Keep Working Capital
$22,100 (County Payoff)
Hidalgo County, TX
Reason — Seasonal revenue dip; needed taxes paid without draining operating cash.
Performance — Confirmed payoff, paid county directly, flexible due date; delivered payoff confirmation for lender audit.
Real Reviews from Real Borrowers
FAQs
How do property tax loans work?
After approval and closing, we pay your taxes and related charges. You repay through a personalized, low monthly payment plan with no upfront costs.
Are you a homeowner who is having a hard time paying your property taxes?
Behind on home property taxes? We can help stop additional penalties and fees with a residential property tax loan and a budget friendly payment plan.
What information is required for the residential loan application?
We typically need the property address, all owners’ names/addresses, SSN and date of birth, and your latest mortgage statement (if any).
Resource: OCCC – Consumers (help & rights)
What are the terms for property tax loans?
Fixed rate terms typically range 1–10 years; no prepayment penalty on homestead loans; interest only options may be available; and no residential application fee.
