How It Works (WPPT).
Ready for a Property Tax Loan? Here’s How It Works.
Stop penalties. Halt foreclosure timelines. Get one affordable monthly payment.
Our property tax loan process is fast, simple, and built to solve the problem at the county—quickly.
Why WPPT
- Fast decisions and same-day payoff scheduling in many cases
- No appraisal or inspection required
- Combine prior and current years into one loan
- Fixed, predictable payments with no prepayment penalty
- We pay the county directly so fees stop accruing
Our Simple 3-Step Process
Pre-Qualify in Minutes
Tell us:
- Property address & county
- Tax years owed and approximate balance
- Ownership type (homestead, rental, estate, etc.)
- Your preferred payment schedule
We’ll confirm eligibility and give you a clear monthly estimate.
01
County Payoff Verified
We contact the tax office to pull the official payoff (penalties, interest, fees). To finalize, we’ll collect light documentation:
- Government ID and proof of ownership (deed or tax statement)
- Mortgage servicer info (if any)
- Any county/attorney notices (if a lawsuit has started)
No appraisal, or inspection required.
02
Approval & Taxes Paid
You e-sign the loan package, and we pay the county directly. Penalties stop, foreclosure timelines are halted, and you get:
- One predictable monthly payment
- Your choice of due date and autopay
- Online statements and payoff on request (no prepayment penalty)
03
Streamlined Draw Management
Initial Contact
Tell us your property address, county, tax years owed, and approximate balance. Share how you’d like your payments structured. We’ll quickly confirm eligibility and give you a clear monthly estimate.
County Payoff Verified
We verify the exact payoff with the tax office and collect basic docs (ID and ownership). If needed, we can combine prior and current years into one loan—no appraisal or inspection required.
Approval & Taxes Paid
Once approved, we pay the county directly to stop mounting penalties and foreclosure timelines. You get one predictable monthly payment on a schedule that fits your budget.
What Happens After Funding
- County records are updated to show taxes paid
- If an attorney suit was filed, we coordinate required releases once the county applies funds
- You make simple monthly payments to WPPT until paid in full
Ready to Get Started?
Get My Free Estimate – No obligation, no hard credit pull.
Have questions? Call/Text WPPT and a specialist will walk you through next steps in 5 minutes or less.
Documents Checklist (Fastest Path)
- Driver’s license or state ID
- Recent tax statement or deed
- Any attorney/collection letters (if applicable)
- Mortgage statement (if there’s an escrow shortage)
