Frequently Asked Questions
- A state-licensed loan officer will contact you by phone to explain how the loan works. They also answer any questions you have.
- The loan officer collects information needed to complete the loan than confirms the loan amount with your county.
- We create a repayment schedule that works with your finances and a program disclosure that explains the terms in detail.
- We send the loan documents to you for signature via mobile notary.
- 3 days after you close your loan, we fund the property taxes that were due.
- Your loan enters repayment, as detailed in the agreed-upon schedule.
Taxes are due upon receipt of the tax notice but may be paid without penalty and interest until January 31.
If you don’t pay your real property taxes in Texas, the overdue amount—including interest and penalties—becomes a lien on your home. At any time after the property tax becomes delinquent, the taxing authority may start a foreclosure lawsuit.
It’s a loan that will pay off your delinquent property taxes and save you from the county’s increasing penalties, interest, attorney collection fees, court costs, collection calls, and possibly foreclosure of your home for the delinquent taxes.
Once you’re approved for a property tax loan, your taxes, fees, penalties, and interest will all be paid as soon as legally possible after your closing. You’ll then get a personalized loan payment plan designed to minimize monthly payments and eliminate any out-of-pocket, up-front costs. Our property tax loan consultants offer great customer service to ensure you are educated and comfortable about the entire loan process
If you’ve fallen behind on your property taxes for your home, Panacea Lending can provide the remedy you need. Our residential property tax loans provide the solutions needed to help avoid further county penalties, interest, attorney fees, and court costs while you regain your financial footing.
- Property address
- Names and addresses of all property owners
- Social security number
- Date of Birth
- Copy of most recent mortgage statement (if applicable)
- Repayment terms are available from 1-10 years on our property tax loan
- There is no pre-payment penalties
- Interest-only loans available for certain residential properties
- Rates are fixed for the term of the loan.
- No application fee for residential properties
- We offer the most competitive rates and closing costs in Texas and stand by our Lowest Rate Guarantee
- Current balance sheet & income statement.
- Details on ownership structure, including all entitiesand individuals.
- Articles of incorporation, operating agreement, partnership agreement or equivalent.
No.
The taxing authority has already placed a lien on the property. It automatically happens on January 31st every year. If you allow Panacea Lending to pay your taxes, this tax lien is transferred to us once we pay your taxes.
We provide suitable and affordable payment plans for homeowners who cannot pay their property taxes according to the taxing authority’s schedule. We get the authorities off your back. We also work very hard to find a payment plan that fits your budget and financial situation. We cannot foreclose if you miss a payment!
However, if you stop paying and we have no communication all of a sudden then we have the right to pursue a foreclosure, just like the taxing authority can.
We never want to take your property.
No. It’s totally free of cost. You will only need to make on-time monthly payments
You can make payments with an ACH draft instead of mailing payments
It must be for the same property, but if you already have a loan with us and need to pay for additional property tax loans, we have a great solution for you. We can refinance the new taxes as well as the existing loans. That’s the best part of us.
- We can refinance an existing and a new loan for your convenience, so you can pay your old and upcoming taxes on time. We are efficient in our work and have an improved tax system and technology to speed up the process. Our staff is also cooperative.
No, Sorry! We specialize in property tax loans only.
Yes. Federal Laws provide you with a 3-day period in which you can cancel your loan if your Texas property is homestead property. After 3 days, your taxes are paid, and your monthly payments begin.
Usually for 1 week.
The application process is simple and does not require much paperwork. It usually takes a week to complete the process, from you calling us, to us paying off your taxes. And even less in some emergency situations.
There are no upfront costs. Contacting us, applying for the loan, and receiving the loan will cost you nothing out-of-pocket. Our fees are included in your repayment schedule and are regulated by the State of Texas
Submit your secure form below to qualify for a
Texas Property Tax Loan.
In Texas, fines for property taxes can be overly expensive. At the point when taxes become past due, property owners wind up paying up to 48% of the initial tax amount in interest, penalties, attorney fees, and court costs– aside from the amount originally owed. The extra expenses can be hard to satisfy, and the accumulated expenses can lead to a county lawsuit resulting in property foreclosure.
If you’ve fallen behind on your property taxes for your home, PANACEA LENDING can give you the help you need. Our residential property tax loans can provide relief to help you avoid increasing county penalties, interest, and charges while you get yourself into a better financial situation.
We cover your delinquent property taxes; you repay us over an agreed-upon term. We offer loans on various property types, including primary residences, vacation homes, vacant lots, and inherited properties.
Our program grants you the opportunity to pay your delinquent property taxes with a low monthly payment with no pre-payment penalty that fits into your budget without causing any additional hardship. Our office will assist you in finding the best loan for you.
The application process is simple and easy to complete.
You can call us at 833- 937-2982 or apply right here.
Apply Now
Thanks for visiting We Pay Property Taxes! Hope to work with you soon.
If you’ve fallen behind on your commercial property taxes in Texas, you could face up to 47% in fees, interest, and penalties. Don’t let that happen. Call us today if you need relief for your commercial property taxes, and we can help you avoid the burden of foreclosure.
Our loan programs are flexible and allow you to pay your delinquent taxes within a suitable timeframe. Our commercial account officers adopt a consultative strategy to understand your unique situation and then craft creative financing solutions to address your issue.
Let our team of property tax experts help you make the most informed decision. We’ll give you an answer that is straightforward and as quick as can be expected under the circumstances.
You’ll find that our rates and fees are competitive in Texas, so why not give us a shot? We will need a copy of your driver’s license, Operating or Company Agreement for LLCs, your Company Resolution for LLCs, Certificate of Good Standing from the Comptroller, your most recent income statement, and the Tax ID (EIN).
The application process is simple and easy to complete.
You can call us at 833- 937-2982 or apply right here.
Apply Now
Thanks for visiting We Pay Property Taxes! Hope to work with you soon.
We can refinance your existing tax loan! Refinancing replaces your existing loan with a new tax loan that pays off the debt of the old tax loan lender.
Refinancing has several potential benefits: A common reason for refinancing is to save money on interest costs; it may also result in a lower monthly payment or possibly refinance into a shorter-term loan.
Panacea Lending, LLC specializes in providing loans and refinancing options to borrowers with less-than-stellar credit scores. If you have an existing loan for previous years with a tax lender; we can combine that loan with your current delinquent taxes and offer you a new low monthly payment loan. This will help you pay all year’s delinquent taxes without any additional concerns.
The application process is simple and easy to complete.
You can call us at 833- 937-2982 or apply right here.
Apply Now
Thanks for visiting We Pay Property Taxes! Hope to work with you soon.
Are you in a situation that requires you to pay delinquent taxes for land? We offer property tax loans on the following kinds of land: raw land, agricultural, farmland, residential, and commercial zoned land.
Panacea Lending, LLC specializes in finding the best solution for you to avoid losing your land or property. We want you to continue to be the owner. We pay your outstanding property taxes in full and you repay us over time. Just apply for a loan and leave the rest to us.
Our program allows you to pay off your property tax debt to the county in full by avoiding additional fees and tax foreclosure. We offer affordable options with low monthly payments without causing additional hardship. Our Office will assist you in finding the best loan for you.
The application process is simple and easy to complete.
You can call us at 833- 937-2982 or apply right here.
Apply Now
Thanks for visiting We Pay Property Taxes! Hope to work with you soon.
Unfortunately, delinquent property taxes in Texas are more commonplace than you know, and most Texas homeowners don’t find the County options very affordable. Therefore, a property tax loan from Panacea Lending, LLC could be your best option to avoid interest, penalties, lawyer fees, and foreclosure court proceedings.
We have helped hundreds of families to create a better solution! We offer affordable property tax loans with painless processing and no out-of-pocket expenses. We can usually close in 7 days or less and help avoid additional late fees and penalties.
Our office offers delinquent tax installment plans that may be less costly to you. Bad credit is typically not an issue – we are able to approve more applicants because you already own the asset you are trying to protect.
You can request information about the availability of these plans from our office.
The application process is simple and easy to complete.
You can call us at 833- 937-2982 or apply right here.
Apply Now
Thanks for visiting We Pay Property Taxes! Hope to work with you soon.
- We can refinance an existing and a new loan for your convenience, so you can pay your old and upcoming taxes on time. We are efficient in our work and have an improved tax system and technology to speed up the process. Our staff is also cooperative.
No, Sorry! We specialize in property tax loans only.
Yes. Federal Laws provide you with a 3-day period in which you can cancel your loan if your Texas property is homestead property. After 3 days, your taxes are paid, and your monthly payments begin.
Usually for 1 week.
The application process is simple and does not require much paperwork. It usually takes a week to complete the process, from you calling us, to us paying off your taxes. And even less in some emergency situations.
There are no upfront costs. Contacting us, applying for the loan, and receiving the loan will cost you nothing out-of-pocket. Our fees are included in your repayment schedule and are regulated by the State of Texas
