Property Tax Loans for “ESTATE OF” Homes (Texas)
Probate • Inheritance • Deceased Owner
Attorneys on staff to help clear title—when all heirs are on board.
Keep the family home. Stop the penalties. Clear the title—legally.
If the tax statement shows “ESTATE OF (Decedant)”, you’re likely dealing with probate, multiple heirs, and mounting property-tax penalties. We can help on two fronts:
- We pay your delinquent property taxes now so you avoid escalating penalties, legal fees, and foreclosure risk—then you repay over time with one affordable monthly payment (no pre-payment penalty).
- Our attorneys are on staff to help you legally get the property into the rightful heir’s name—provided all heirs agree and sign the required documents to file in the county courthouse.
Se habla español. We can support you in English or Spanish.
Who this is for
- Homes or land titled as “ESTATE OF [Decedent]”
- Heirs who inherited a property (with or without a will)
- Families facing delinquent taxes and probate confusion
- Out-of-state heirs who need a guided, digital process
- Estates needing title cure before sale, refinance, or a tax-loan closing
Why families choose We Pay Property Taxes
- Urgent help: Options typically in 1 hour; we can fast-track foreclosure-risk files
- We pay the county directly after final approval
- Budget-friendly terms: One manageable monthly payment; no pre-payment penalty
- Compassionate guidance: Real people, step-by-step, zero judgment
- Statewide: All 254 Texas counties
- Legal support in-house: Attorneys on staff for probate and title-curative work when needed
How it works
Why families choose We Pay Property Taxes
Apply (3–5 minutes)— Tell us about the property, heirs, and tax years.
Get options (~24 hours)— We present clear loan terms.
We pay the county— After final approval, we send payoff funds directly to the county.
You make one payment— Simple monthly payment with the flexibility to pay off early.
Track B — Clear title with our attorneys (if needed)
When the property is titled “ESTATE OF,” we’ll coordinate with our legal team to help you legally retitle the property—when all heirs are on board. Depending on your situation, that may include:
- Heirship review and Affidavits Of Heirship
- Small Estate Affidavit (when eligible)
- Muniment of Title (in limited circumstances)
- Application for Probate/ Letters Testamentary or Administration
- Corrective deeds and other title-curative steps
Your account specialist and our attorneys will outline the most direct legal path and paperwork required. Timelines vary by county and complexity.
Common situations we resolve
- "We can’t sell, refinance, or get help because title still says ESTATE OF.” - We will get the property into your name so you can do what you want too do...
- “Some heirs live out of state—can we handle this digitally?” - YES
- “Taxes are late and penalties keep piling up.” Once the property is in your name we can pay the taxes for you.
- “There was no will and we’re not sure who must sign.” - We will sort all of this out during your initial application process.
- “We need to avoid a tax sale while we sort out probate.” We will help you get the time you need to execute your plan.
What you may need
For the loan
Government-issued ID for signing heirs/representatives
Latest county tax statement or delinquency notice
Property details (address, legal description, parcel/geo ID)
If there’s a mortgage: most recent mortgage statement
For the legal/title cure (as applicable)
Death certificate
Wil l (if one exists) and any prior probate documents
List of heirs with contact info and mailing addresses
Supporting records (marriage/divorce, birth records, prior deeds)
Any HOA or lien notices
Don’t have everything handy? No problem—your specialist will guide you.
How this helps your family
- Avoid foreclosure risk and protect the family’s equity
- Stop penalties and attorney fees from snowballing
- Consolidate multiple tax years into one plan
- Clear title so you can keep, sell, or refinance on your terms
Pricing & transparency
- No pre-payment penalty on the loan
- Transparent legal fees if title work is needed—quoted up front based on complexity
- You’ll always see terms and costs in writing before moving forward
Ready to move forward—together?
Apply Now — quick, no-obligation application.
Prefer to talk? Call 833-937-2982 to speak with a specialist.
Important notes & compliance
- Attorney involvement begins with a separate legal engagement; services are provided by our in-house/affiliated counsel.
- All heirs (or a duly authorized personal representative) must consent and sign required documents to complete title work.
- Eligibility, loan terms, and timelines depend on county status and file details.
- This page provides general information and is not legal, tax, or financial advice. Additional documentation may be required.
- Files in advanced legal status (tax suit/sale set) may require expedited steps.
Recently Funded
Agricultural Rollback / Reclassification Catch-Up
$5,340 (County Payoff)
Lubbock County, TX
Reason — Ag valuation change raised assessed taxes unexpectedly.
Performance — Clarified new tax basis with county, paid in full, provided documentation packet; borrower set on budget plan with no prepay penalty.
Homestead Rescue — Delinquent Taxes Paid
$9,850 (County Payoff)
Bexar County, TX
Reason — Job loss led to 2023–2024 delinquency and attorney notice.
Performance — Verified official payoff same day, e-signed docs, county paid in 24 hours; lawsuit timeline halted; fixed monthly set for the 3rd with autopay.
Foreclosure Lawsuit Halt — Attorney Fees Avoided
$18,420 (County Payoff)
Harris County, TX
Reason — Missed payments triggered tax suit.
Performance — Pulled payoff incl. fees, funded in 48 hours, coordinated with county attorney for hold; no appraisal required; client on affordable plan with no prepayment penalty.
Real Reviews from Real Borrowers
FAQs
Do you lend on land, lots, or non homestead property?
Yes. We finance delinquent taxes on many property types—including land, lots, rentals, commercial, and other non homestead real estate—subject to title review and our underwriting. Terms and disclosures may differ from homesteads, but the goal is the same: stop penalties and bring the account current with an affordable, fixed payment plan.
I’m over 65 or disabled—should I get a tax loan or request a deferral?
Texas law may allow a tax deferral for homeowners who are 65+ or disabled. A deferral pauses collection and foreclosure while interest accrues at a limited rate. Some seniors still choose a loan to prevent rising balances or protect equity. We’ll review both paths with you so you can choose the option that best fits your goals and timeline.
Can heirs or an estate get a property tax loan on an “ESTATE OF” property?
Often, yes—if all required heirs agree and title can be properly documented. Our attorneys can help clarify heirship, affidavits, or probate steps needed to proceed. The aim is to secure the property, stop penalties, and set a manageable payment plan while ownership is formalized. Contact us to review your specific heirship situation.
How fast can you help stop a tax sale that’s already scheduled?
Very quickly if title is clear and the payoff can be confirmed before the sale deadline. We prioritize imminent tax sales and coordinate documents, notary, and funding to bring the account current. If a judgment and sale are already set, call us immediately—every day matters to halt the sale and convert it into a regulated loan.
Resource: Texas Tax Code §34.01 – Sale of Property
