Property Tax Loan to Stop Foreclosure (Texas)

Stop the legal spiral. Keep your home.

Behind on property taxes and getting foreclosure notices? Texas penalties, interest, attorney fees, and court costs can snowball fast—pushing families toward a tax suit and, ultimately, a sale. You are not out of options.

We pay your delinquent property taxes now, and you repay over time with one affordable monthly payment—so you can protect your home and breathe again.

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Why homeowners choose We Pay Property Taxes

Explore Our Loan Programs

How it works

Apply (3–5 minutes)
Tell us about your property and tax situation—no obligation.

Get Options (~24 Hours)
We review your county status and lay out clear loan terms. Where appropriate, we’ll also explain any county installment options so you can compare and choose confidently.

We Pay The County
Upon final approval, we send funds directly to the county and address eligible fees tied to the payoff.

You Make One Payment
A single, manageable monthly payment—with the flexibility to pay off early anytime.


In many cases, files close in as little as
~7 days after final approval (timelines vary by county and case status).

Program Highlights: When this loan can help

You’ve received delinquency or foreclosure notices

Penalties and attorney fees are piling up

County options don’t fit your budget or timeline

You want to consolidate multiple years into one plan and stabilize fast

What you may need

Missing something? Don’t worry—your specialist will guide you.

Ready to stop foreclosure?

Apply Now — quick, no-obligation application.
Prefer to talk? Call 833-937-2982 to speak with a friendly specialist.

Recently Funded

Flip Closing — Title Cleared Fast

$7,950 (County Payoff)

Williamson County, TX

Reason — Past-due taxes surfaced during buyer’s title search.

Performance — Same-day payoff request; wired funds next morning; title cleared and sale closed as scheduled.

Senior Plan — Fixed Income Alignment

$3,860 (County Payoff)

Cameron County, TX

Reason — Rising costs; needed small, predictable payment.

Performance — Draft date set to the 3rd; no appraisal/inspection; mailed and emailed statements; easy payoff anytime.

Non-Homestead Land Tract — Hold for Future Build

$9,210 (County Payoff)

Brazoria County, TX

Reason — Taxes increased on vacant land; owner wanted to hold long-term.

Performance — Verified payoff, funded in 72 hours; clear, fixed payment; no income docs required.

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Real Reviews from Real Borrowers

Estate of/Heirship Affidavit “The tax office wouldn’t talk to us until heirship was documented. WPPT guided us on what they needed and funded right after.”
— Ruth & Daniel C.
— Ruth & Daniel C.
County: Cameron County, TX,
Flip Exit—Needed Clear Title “We were selling a flip and discovered past-due taxes. WPPT paid them, we got clear title, and closed on schedule.”
— Omar W.
— Omar W.
County: Nueces County, TX,
Medical Bills Hit—Credit Took a Dip “Health issues wrecked our savings. WPPT didn’t judge us by one credit score—they paid the county and gave us a payment we could handle.”
— Hannah J.
— Hannah J.
County: Lubbock County, TX ,

FAQs

For a homestead, federal law generally gives you 3 business days after closing to rescind. After the rescission window, we fund your taxes and your monthly payments begin.

Typically about one week from your initial call to paying your taxes—often faster in emergencies

No upfront costs. Fees are included in your payments and are subject to Texas regulations.

Yes. If your taxes are in collections or a lawsuit, we can often step in, pay the delinquent amount, and replace the county’s claim with a regulated tax lien loan—stopping additional attorney fees and court costs. Speed matters, especially if a judgment or sale date is set. Call us immediately so we can confirm payoff, title, and a closing window before deadlines pass.

POWERED BY: PANACEA LENDING

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NMLS# PANACEA LENDING – 1639124 | ANDREW MOON – 1639045 | ANDRE CARDENAS – 353915 | KEVIN WADE – 353857 IVONNE ISLAS – 1006715 | APOLINARIA CARDENAS – 346524

POWERED BY: PANACEA LENDING

Image

NMLS# PANACEA LENDING – 1639124 | ANDREW MOON – 1639045 | ANDRE CARDENAS – 353915 | KEVIN WADE – 353857 IVONNE ISLAS – 1006715 | APOLINARIA CARDENAS – 346524