Residential Property Tax Loans (Texas)
Don’t let penalties snowball. Keep your home and your peace of mind.
When Texas property taxes fall past due, the penalties, interest, attorney fees, and court costs can stack up fast—often pushing what you owe to over 47.6% more than the original bill in the first year. If you’re worried about notices, deadlines, or foreclosure, you’re not alone—and you’re not out of options.
We Pay Property Taxes is here to help.
Why homeowners choose us
- Fast decisions Typical approvals in as little as 1 hour
- We pay the county directly In many cases within 5–7 days after final approval
- Low, predictable monthly payments Designed to fit your budget
- No pre-payment penalty Pay off early anytime
- No upfront fees
- Digital, simple, guided E-sign and secure document upload
- Statewide coverage We help in all 254 Texas counties
- Compassionate support Real people. Clear answers. Zero judgment.
- Urgent cases welcome Facing foreclosure or legal action? We can fast-track your file.
Se habla español. We can support you in English or Spanish.
Explore Our Loan Programs
Eligible Property Types
Primary residences (homestead)
Rental and investment properties
Inherited properties and estates
Vacation homes and second homes
Vacant lots and land
How it works
Apply online (3–5 minutes)
Tell us about your property and tax situation—no obligation.
Get a fast decision (≈24 hours)
We’ll confirm your options and share a clear checklist for any documents needed.
We pay the county
Once finalized, we send payment directly to the county and handle eligible penalties/fees tied to the payoff.
You breathe again
Make one manageable monthly payment. No pre-payment penalty if you want to pay it off early.
What this means for you
- Stop the spiral of penalties and interest
- Avoid foreclosure risk and steady the household
- Protect family stability while you regain financial footing
Ready to get help?
Apply Now — it takes just a few minutes and won’t obligate you to anything.
Or talk to a friendly specialist: 833-937-2982
Recently Funded
Homestead Rescue — Delinquent Taxes Paid
$9,850 (County Payoff)
Bexar County, TX
Reason — Job loss led to 2023–2024 delinquency and attorney notice.
Performance — Verified official payoff same day, e-signed docs, county paid in 24 hours; lawsuit timeline halted; fixed monthly set for the 3rd with autopay.
Foreclosure Lawsuit Halt — Attorney Fees Avoided
$18,420 (County Payoff)
Harris County, TX
Reason — Missed payments triggered tax suit.
Performance — Pulled payoff incl. fees, funded in 48 hours, coordinated with county attorney for hold; no appraisal required; client on affordable plan with no prepayment penalty.
Escrow Shortage Bridge — Primary Residence
$5,960 (County Payoff)
Dallas County, TX
Reason — Refi escrow miscalculation created a year-end shortfall.
Performance — Cleared shortage, synced draft to payday, provided online statements; credit-friendly review, no income docs needed.
Real Reviews from Real Borrowers
FAQs
How to apply for a Residential Property Tax Loan?
A licensed loan officer calls to explain the loan and answer questions. They collect your info and confirm the tax amount with your county, then we prepare a repayment plan and disclosures. You e-sign with a mobile notary. Three days after closing, we pay the taxes and your repayment begins per the agreed schedule.
When are property taxes due in Texas?
Property taxes are due when billed, and you can pay without penalty or interest until January 31; on February 1 they become delinquent.
Resource: Texas Comptroller: Paying Your Taxes
What happens if I don't pay my property taxes in Texas?
Property taxes are due when billed, and you can pay without penalty or interest until January 31; on February 1 they become delinquent.
Resource: Texas Comptroller: Paying Your Taxes
What exactly is a property tax loan?
A property tax loan pays off your delinquent taxes so you can avoid escalating penalties, fees, and potential foreclosure, then repay in installments.
